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Remember when I said I have some good news to share?

After years of refusing to create anything, in spite of my nudges to get back to drawing and painting, my mother would not return to making art.  Until now.

For many years, my mother was a professional artist, and was very good at it.  However, after she became ill, she stopped creating.  It’s rarely a good sign when an artist stops creating.  I nudged, I pestered, I gently requested, I nagged.  She refused to create.

But, she recently picked up a camera and started making photos.  When I saw them, I suggested letting me post some of them online, and she’s agreed to it.  Yay!  The plan is to add some of them this week, along with the photos of the new framed 4 leaf clovers.

When I asked how she wanted to be credited, she said “Just use my name… *Mom*”, and grinned.  So, that is how they will be credited when I post them.

Then she said something that nearly brought tears to my eyes.

“I want to put the money toward your student loans.”

The student loans I accumulated in college weigh heavy on me, even though my current payment arrangement seems pretty fair.  The interest is piling on faster than I can pay the bill, and the debt just keeps growing.  It’s my only large debt, and it keeps getting larger, even though I have been out of school for several years now.  It’s one of the things that keeps me awake some nights, and it’s one of the reasons I have been doing fewer charity auctions.

It’s interesting that we are judged no matter what we do.  If we do not go to college and end up struggling, people will say “you should have gone to college”.  If we go to college and end up struggling, people will say “you should have just gotten a ‘real’ job”.  This really has nothing to do with the rest of the story, though.  Just a passing observation of “damned if you do, damned if you don’t” in action.

Of course, now, in spite of the realization that it is so great that my mother is creating again, and it is so touching that she wants to use that to help with one of my biggest stressors, it upsets me that my stress has washed into her thoughts.  My student loans are not something she should be worrying about.  But, if that’s what makes her start creating art again, I suppose I’ll take that.

But the whole situation got me thinking about how many others are in the same boat.  We’re not allowed to file bankruptcy on student loans.  There is an income-based repayment plan, but it does not leave the debtor anything for savings.  They can defer the loans, but only for a couple of years during the entire life of the loan.  And, the debts count as assets for the lenders, similar to the way the housing loans counted as assets a few years ago.  It all seems like a dangerous mix on a large scale.

So, I started this petition: http://www.thepetitionsite.com/takeaction/483/761/623/

Someone asked, “Do you think it’ll do anything?”

I have no idea.  It was born of frustration, and I do not even know how many people will see it.  Currently, at 23 signatures, the petition has already exceeded my expectations, and with so many who are struggling with student loans, I’m sure there will be more signatures.

I’m not sure what happens when we tug at this thread.  I know I would much rather pay off my student loans than file bankruptcy.  But it isn’t fair to trap so many people in excessive debt either, especially when education is for the betterment of everyone– or at least, it is supposed to be.  So, sign the petition and share it.

 

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One Trackback/Pingback

  1. […] If you missed the original tangent about student loans and my mother recently taking up photography, here’s that entry. […]

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